Life and AD&D Insurance

Optional Life and AD&D insurance

OEBB provides you the opportunity to apply for Life and AD&D insurance, which can help protect your loved ones in the event of your death. Since everyone's needs are different, you can select an amount of protection you feel will best meet the needs of your family. You should check with your human resources representative to determine the specific plans you are eligible for. Then use the Needs Estimator to determine the amount of coverage you should apply for. Before enrolling at MyOEBB, please review the following product brochures and plan specific Coverage Highlights for answers to commonly asked questions, costs, exclusions, limitations and reductions.

Travel Assistance

Designed to respond to most medical care situations and many other emergencies you and your family experience when you travel 100 miles or more from your home, Travel Assistance provides a wide-ranging program of information, referral, coordination and assistance services. These services include pre-trip assistance, medical assistance, emergency transportation, travel and technical assistance, legal services and medical supplies. Assistance is available 24 hours a day, 365 days a year whether you are 100 or 10,000 miles from home. Simply print out and carry the Travel Assistance Card. See the Travel Assistance brochure for more detailed information.

Beneficiary Financial Counseling

Recent Life Beneficiaries and recipients of an accelerated benefit may be eligible to receive comprehensive and objective financial counseling provided by StanCorp Investment Advisers under an agreement with Standard Insurance Company.

Services include how to select a financial adviser, information on researching and purchasing different investments, ideas on how to structure and maintain an investment portfolio and access to a toll-free line to ask general financial questions.

Life insurance beneficiaries, or those receiving an accelerated benefit, may access this service at any time within the 12 months following the payment of their benefit. See the Beneficiary Financial Counseling brochure for more detailed information.