OEBB provides you the opportunity to apply for Life and AD&D insurance, which can help protect your loved ones in the event of your death. Since everyone's needs are different, you can select an amount of protection you feel will best meet the needs of your family. You should check with your human resources representative to determine the specific plans you are eligible for. Then use the Needs Estimator to determine the amount of coverage you should apply for. Before enrolling at MyOEBB, please review the following product brochures for answers to commonly asked questions, costs, exclusions, limitations and reductions.