Short Term Disability Needs Estimator

 

To help determine your need for Short Term Disability income protection, complete the worksheet below.

Monthly Expenses

 Food
 Mortgage/rent
 Childcare/education
 Utilities
 (electricity, gas, cable, phone, etc.)
 Clothing
 Debts
 (credit cards, student and auto loans, etc.)
 Insurance
 (health, life, auto, home, etc.)
 Taxes
 Other
 Total monthly expenses

Monthly Income

 Take home pay
 Spouse income
 Other income1
 Total monthly income

Calculated Results

STD Insurance Needs Analysis
Total Monthly Expenses
Total Monthly Income in the event
of your disability
STD Insurance Needed

If you have determined you need disability insurance, see how much it will cost to purchase coverage at MyOEBB.
 
Please keep in mind that there may be other sources of income available to you if you become disabled, including state disability. These other benefits may reduce the STD benefit payable by The Standard. Please be sure to review the Short Term Disability Insurance Brochure for a description of the disability coverage before making your decision to purchase Short Term Disability insurance.