Long Term Disability Insurance

Long Term Disability (LTD) insurance is designed to pay a monthly benefit to you in the event you cannot work because of a covered illness or injury. This LTD benefit replaces a portion of your income, helping you to meet your financial commitments in a time of need.

Disability Facts - Did you know?

Use the Needs Estimator to determine if LTD insurance from The Standard may be part of the solution for you. Before you enroll at MyOEBB, please review the Long Term Disability Insurance Brochure for answers to commonly asked questions, exclusions, limitations and reductions.


1 U.S. Social Security Administration, Basic Facts, April 4, 2014
2 America's Income Protection Picture, 2014 Disability Awareness Study, Council for Disability Awareness.
3 America's Income Protection Picture, 2014 Disability Awareness Study, Council for Disability Awareness.