Long Term Disability (LTD) insurance is designed to pay a monthly benefit to you in the event you cannot work because of a covered illness or injury. This LTD benefit replaces a portion of your income, helping you to meet your financial commitments in a time of need.
Disability Facts - Did you know?
- Just over 1 in 4 of today's 20 year-olds will become disabled before they retire.1
- 67% of wage earners said their income is one of the three most important things in life, second only to health (based on a list of choices).2
- 57% of workers surveyed said they only had enough money to pay for 6 months or less of bills.3
Use the Needs Estimator to determine if LTD insurance from The Standard may be part of the solution for you. Before you enroll at MyOEBB, please review the Long Term Disability Insurance Brochure for answers to commonly asked questions, exclusions, limitations and reductions.
1 U.S. Social Security Administration, Basic Facts, April 4, 2014
2 America's Income Protection Picture, 2014 Disability Awareness Study, Council for Disability Awareness.
3 America's Income Protection Picture, 2014 Disability Awareness Study, Council for Disability Awareness.
