You can’t predict cancer, a heart attack or a newborn's spina bifida. But you can take action to help protect your finances. With Critical Illness insurance, you'll get a check paid directly to you if you're diagnosed with a covered illness — for the amount stated in your plan. And you'll receive that benefit regardless of treatment costs, or what your medical insurance covers.
Your eligible kids are automatically covered too, at a lower benefit amount than yours. Kids are also covered for 21 additional childhood diseases, including cystic fibrosis, down syndrome, muscular dystrophy, spina bifida and cerebral palsy. And you can buy coverage for your spouse. Your employer's plan also offers guaranteed coverage — with no medical questions.
Critical Illness insurance provides protection that's also convenient: Your premium payments are deducted directly from your paycheck. What's more, if you leave your employer, you can take your coverage with you.
The way it works is simple. If you're diagnosed with a covered illness, submit a claim. Once we approve your claim, The Standard will send a check directly to you, not to your medical providers.
What your benefit offers
You can enroll in up to $30,000 of coverage for yourself, as well as up to 50% of your chosen amount for your spouse. Children are automatically enrolled at 50% of your coverage amount at no additional cost.
If you are a regular employee of State of Nevada PEBP and meet the eligibility requirements, you can protect yourself and your family by purchasing Critical Illness Insurance coverage through The Standard. For your convenience, premiums can be deducted from your paycheck automatically. If you sign up now, you'll be protected later without having to give it a second thought.
It's easy to Enroll
Enroll in Critical Illness Insurance coverage by visiting the EPEBP Member Portal. For answers to commonly asked questions, costs, exclusions, limitations and reductions, please review the Group Voluntary Critical Illness Insurance benefit summary and Certificate of Insurance.