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Frequently Asked Questions

  1. What is my Group Name and/or 6-digit Group Number?
  2. I can’t remember the specific date(s) of my medical visits and/or the physician’s information. How should I answer the question?
  3. What if I can’t finish my form before the designated deadline?
  4. How long does the underwriting process take?  When will I know if I’m approved or declined?
  5. Do I need my physician to complete this form?
  6. Will I be asked to have a physical?
  7. Is my personal information kept private and secure?
  8. Will this application session time-out after a period of inactivity?

  1. What is my Group Name and/or 6-digit Group Number?
    These terms refer to your Employer’s company name and the identification number assigned to them by The Standard:

  2. I can’t remember the specific date(s) pertaining to my medical visits and/or the physician’s information. How should I answer the question?
    Answer to the best of your knowledge, providing as much detail as possible.  We will contact you if we need more information.
  3. What if I can’t finish my form before the designated deadline?
    Contact your Benefits Administrator for all information pertaining to submission deadlines.
  4. How long does the underwriting process take?  When will I know if I’m approved or declined?
    Please allow 6-8 weeks for full process time of your Medical History Statement.  We'll notify you of any requests and decisions via the mailing address you provide.
  5. Do I need my physician to complete this form?
    No.  All information can be completed by you, the applicant.  If we need additional information from your physician, we will contact them directly.  Please be sure to list your physician's name and address on the form where noted.
  6. Will I be asked to have a physical?
    Requests for physicals are made by the underwriting staff at The Standard.  If a physical is required for your requested coverage, The Standard will notify you of the details.
  7. Is my personal information kept private and secure?
    The information you are submitting through this site is protected by encryption technology to ensure your confidentiality. We restrict access to information about you to those employees who need to know that information to provide products or services to you. Please read our privacy policy for more details.
  8. Will this application session time-out after a period of inactivity?
    Yes. For your protection, this application session will time out after 30 minutes of inactivity.
 
 

How to submit Evidence of Insurability


evidence of insurability

Note

If Evidence of Insurability is required for spouse/domestic partner, please provide them access to this site. The Medical History Statement must reflect that individual's health status and be signed by them.

This site will guide you through providing Evidence of Insurability by completing and submitting a Medical History Statement. This form is required for your application to obtain new or enhanced insurance coverage with The Standard.

You will be asked a series of questions that will take approximately 15 minutes to answer. Your progress will be indicated at the top of each page. Your answers will be automatically transferred to the Medical History Statement form. After you answer all of the questions you will be asked to review your completed form, making changes if needed.

Then, depending on your state of residence, you will either:

Before you begin, please have the following information available as the system will time-out after 30 minutes of inactivity:

  • Types and amounts of coverage you are requesting
  • Physician names and addresses
  • Personal identification information (Social Security Number, Date of Birth, etc.)
  • Employment information such as date of hire and annual salary

Once you have the required information, select the "Get Started" button to begin the process.

If you have any questions, please reference the Evidence of Insurability FAQ here.

CONSENT TO ELECTRONIC TRANSACTIONS

Pursuant to the Electronic Signatures in Global and National Commerce Act, the Uniform Electronic Transaction Act and applicable state law, you consent to sending and receiving electronic records and to the use of electronic signatures. This consent applies to information, documents, forms, applications, statements, claims, or other communications made or exchanged under any plans, insurance policies or products offered or administered by The Standard.

You understand that you will need to have web browser software and Adobe® Reader® software on a computer capable of accessing the Internet and a valid email address to access and retain these electronic records. You may request a paper version of any of the electronically furnished documents at any time and The Standard will provide that document free of charge. You will inform The Standard if your email address changes or if you prefer to receive communications at a different email address. In addition, you may withdraw this consent at any time by notifying The Standard by email or at 800.843.7979 that you no longer consent to sending and receiving electronic records or to the use of electronic signatures.

By checking "I Agree" below you are consenting and agreeing to the terms and conditions set forth above.

I Agree   

Please complete this field 'I Agree'. If you do not wish to submit a Medical History Statement by electronic means, please contact your benefits administrator to obtain a paper copy.