Please follow these instructions when Evidence of Insurability (EOI) is required.
Basic Life, Accidental Death & Dismemberment insurance - All eligible employees qualify for benefits after serving a waiting period. No EOI is required.
Additional Life and Dependents Life insurance for your spouse/domestic partner and for your child(ren) - You can automatically purchase up to $100,000 of Additional Life insurance, $50,000 of Dependents Life insurance for your spouse/domestic partner, and choose any one of the three Dependents Life options for your child(ren). The amount of your spouse/domestic partner coverage may not exceed 50 percent of your employee paid Additional Life coverage. Any amount of Additional Life insurance over $100,000 will require EOI, and any amount of Dependents Life insurance for your spouse/domestic partner over $50,000 will require EOI. No EOI is required for child(ren) coverage.
Note: If both you and your spouse/domestic partner work for Hennepin County, only one employee can insure the dependent child(ren). Additionally, no Dependents Life coverage will be provided if the dependent spouse/domestic partner works for Hennepin County or the dependent spouse/domestic partner is a member of the armed forces (military) for any country.
Dependents Life insurance - A spouse/domestic partner may be added up to $50,000 without EOI, if added within 31 days of becoming an eligible dependent. Children may be added without EOI.
Additional Life insurance - For elective increases to your Additional Life coverage, EOI will be required. For example, if you are insured for $70,000 and want to increase your coverage to $80,000, you would need to provide EOI. If you are declined for the increased coverage, both the Basic Life and the prior Additional Life amounts ($70,000 in this example) will continue to be in force.
Disability insurance - If you drop STD coverage and want to enroll again, EOI will be required. EOI is not required if this is your first time enrolling in disability coverage.
Dependents Life insurance - If you would like to increase your Dependents Life insurance for your spouse/domestic partner or purchase the coverage for the first time (outside of a change in family status), medical evidence will need to be provided for the spouse/domestic partner electing coverage. The new or increased amount of spouse/domestic partner coverage will not become effective until the date EOI is approved.
Note: If you are a Hennepin County Employee and you are required to submit EOI, please complete a Medical History Statement.