Long Term Disability

Calculators

  • Use the Needs Estimator to estimate how much disability income protection you should have.
  • Determine the cost of your disability insurance by using the Premium Calculator.

The CSU provides eligible employees the opportunity to purchase Voluntary Long Term Disability (LTD) insurance. LTD insurance is designed to pay a monthly benefit to you in the event you cannot work for an extended period of time because of a covered illness or injury. This LTD benefit replaces a portion of your income, helping you to meet your financial commitments in a time of need.

This plan offers you the option to select a Benefit Waiting Period and your Benefit Amount.

If your LTD claim is approved by The Standard, LTD benefits become payable at the end of the benefit waiting period. No benefits are payable during the benefit waiting period. For answers to commonly asked questions, exclusions, limitations and reductions, please review the Voluntary Long Term Disability Insurance Brochure.

Some features of your LTD coverage include:

For More Information

If you have additional questions about Long Term Disability or if you become ineligible for coverage through The CSU and have questions regarding conversion of your LTD insurance, please contact The Standard at 800.378.5745.



It's Easy to Enroll

To apply for Voluntary Long Term Disability coverage, simply use one of the options listed below.

  1. Complete the enrollment at standard.benselect.com/csu. For more information about how to apply for this important coverage or if you have additional questions including technical assistance please contact The Standard at 800.378.5745.

  2. Complete the Enrollment Form and The California State University Payroll Deduction Authorization form and return them to The Standard at the following address.

    CSU Benefits Team
    Standard Insurance Company
    900 SW Fifth Avenue
    Portland, OR 97204


For answers to commonly asked questions, costs, exclusions, limitations and reductions, please review the Voluntary Long Term Disability Insurance Booklet.