State of California offers excluded employees the opportunity to apply for Group Long Term Disability (LTD) insurance through Standard Insurance Company at group rates. As a leading provider of employee benefits products and services, The Standard has the expertise and experience required to be there for you when you need us most.
If you can't work, LTD insurance can help safeguard the life you love and the people who matter most. Learn more about the Key Features of the Group LTD Plan.
Group LTD Open Enrollment is September 20 through October 15, 2021
Over half of Americans are financially unprepared for a period of disability. 52% of adult Americans have no savings earmarked for emergencies. 1
Learn more about disability insuranceLess than 5% of disabling accidents and illnesses are work related. The other 95% are not, meaning Workers Compensation doesn't cover them. 2
Learn more about disability insuranceMore than 25% of today's 20-year-olds will become disabled during their career. 3
1 U.S. Federal Reserve Board, Report on the Economic Well-Being of U.S. Households in 2016, May 2017
2 Council for Disability Awareness, Long Term Disability Claims Review, 2013
3 U.S. Social Security Administration, Facts. ssa.gov/disabilityfacts/facts.html. Accessed June 2, 2017
If you have questions regarding your LTD coverage, you may contact your dedicated account specialist by email or phone:
Email: socltdforms@standard.com
Direct Customer Service Line: 971.321.8150
Toll-Free Customer Service Line: 888.641.7193
Hours of Operation: Monday through Friday, 5:00 a.m. to 5:00 p.m. Pacific Time.
Our mailing address is:
National Accounts Services SOC Team
Standard Insurance Company
900 SW 5th Ave
Portland, OR 97204-9805
Our Claims mailing address is:
Employee Benefits Department
Standard Insurance Company
PO Box 2800
Portland, OR 97208-2800