Saving for Retirement

Calculating finances
This calculator can help you quickly estimate how much you might need to save for retirement.
Life Stage 36-50
You’re balancing a range of financial priorities. Planning for retirement should be high on the list. To help you focus, we’ve listed a few common obstacles faced by many people in your age group. You’ll also find some basic actions you can take to start — or stay — on the road to saving.
Photo of a man on a train
Developing a timetable for retirement is a good idea at any stage of your life and career. Here are key steps to move toward a more secure financial future.
Two grads playing video games
Explore your options for meeting two important financial goals – paying down your debt and saving for retirement.
Wealth and health thumbnail
Are you considering health care as you plan for retirement? Keep in mind we're living longer and could face more health challenges during retirement. These guidelines can help you plan for future health-related expenses.
Financial Health Checkup
A good financial health checkup should include an examination of your debt. Want to diagnose your debt and make saving for the future easier? This topic includes a worksheet that can help. Or, watch the video.
Find money to save.
Creating a budget can be an important tool to help you save. Get started now and learn how to create a budget.
Saving for tomorrow
Do you know how much you'll need in retirement? Social Security will probably replace only 40 percent of your pre-retirement income. Saving for Tomorrow offers savings mileposts and offers a helpful worksheet to help you figure out how much you should save.
Young couple planning finances
How much will you need in retirement? When you retire, you should generally plan on replacing about 80 percent or more of your pre-retirement income. Are you on track?
Thinking about a loan
Before taking a loan from your retirement plan consider this: It may seem like a fast and easy way to access your account money, but is it really a good idea? Before you decide, take a moment to consider some of the risks and potential pitfalls.