Saving for Retirement

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Saving for Retirement

Retirement Needs Calculator

This calculator can quickly help you estimate if you're on target with your retirement income savings.
Life Stage 36-50
Saving for Retirement

Life Stage: 36-50

You’re balancing a range of financial priorities. Planning for retirement should be high on the list. To help you focus, we’ve listed a few common obstacles faced by many people in your age group. You’ll also find some basic actions you can take to start — or stay — on the road to saving.
Financial Health Checkup
Saving for Retirement

Financial Health Checkup

A good financial health checkup should include an examination of your debt. Want to diagnose your debt and make saving for the future easier? This topic includes a worksheet that can help. Or, watch the video.
Find money to save.
Saving for Retirement

The Power of a Budget

Creating a budget can be an important tool to help you save. Get started now and learn how to create a budget.
Saving for tomorrow
Saving for Retirement

Saving for Tomorrow

Do you know how much you'll need in retirement? Social Security will probably replace only 40 percent of your pre-retirement income. Saving for Tomorrow offers savings mileposts and offers a helpful worksheet to help you figure out how much you should save.
Two young women
Saving for Retirement

A Woman's Guide to a Financially Secure Future

Some retirement challenges, such as longer life spans and historically lower earnings, are especially common for women. This guide can help you overcome these challenges and save enough to live securely in retirement.
Young couple planning finances
Saving for Retirement

How Much Will I Need in Retirement?

How much will you need in retirement? When you retire, you should generally plan on replacing about 80 percent or more of your pre-retirement income. Are you on track?
Savings jar
Saving for Retirement

The 1% Difference, Part 1: Increasing Your Retirement Contributions

One percent may not sound like a lot, but when you’re talking about dollars and sense, 1 percent can make a big difference over time.
Chalkboard and piggy bank
Saving for Retirement

The 1% Difference, Part 2: Striving for Higher Returns

We've seen how increasing your contributions by 1 percent can make a big difference. Now, let's look at the difference earning 1 percent more on your portfolio can make over time. 
Thinking about a loan
Saving for Retirement

Thinking About a Loan? Think Again.

Before taking a loan from your retirement plan consider this: It may seem like a fast and easy way to access your account money, but is it really a good idea? Before you decide, take a moment to consider some of the risks and potential pitfalls.
Legal

Employers and plan participants should carefully consider the investment objectives, risks, charges and expenses of the investment options offered under the retirement plan before investing. The prospectuses for the individual mutual funds and each available investment option in the group annuity contain this and other important information. Prospectuses may be obtained by calling 877.805.1127. Please read the prospectus carefully before investing. Investments are subject to market risk and fluctuate in value.

The Standard is the marketing name for StanCorp Financial Group, Inc., and its subsidiaries. StanCorp Equities, Inc., member FINRA, wholesales a group annuity contract issued by Standard Insurance Company and a mutual fund trust platform for retirement plans. Standard Retirement Services, Inc. provides financial recordkeeping and plan administrative services. Investment advisory services are provided by StanCorp Investment Advisers, Inc., a registered investment advisor. StanCorp Equities, Inc., Standard Insurance Company, Standard Retirement Services, Inc., and StanCorp Investment Advisers, Inc., are subsidiaries of StanCorp Financial Group, Inc., and all are Oregon corporations.

© 2018 StanCorp Financial Group, Inc.