The sooner you start, the easier it will be to save for retirement. There's no substitute for time.
1 Epperson, Sharon. 'Afford to Retire? More are Confident, But Few Save Enough.' NBC News. 18 March 2014. Web. 23 June 2014. http://www.nbcnews.com/business/retirement/afford-retire-more-are-confident-few-save-enough-n55691
2 Assumes $35,000 salary, 3 percent annual salary increases and 8 percent annual return. This is a hypothetical example for illustrative purposes only and is not representative of any specific investment. Investments are subject to market risk and fluctuate in value. Past performance is no guarantee of future results and individual results will vary.