More than 25 percent of today's 20-year-olds will become disabled during their careers.
Source: U.S. Social Security Administration Basic Facts, 2017
Is Your Paycheck Protected in Case You Get Sick or Injured?
Get the Facts About Income Protection and Disability
Have you thought about how you'll pay your bills if you're injured or ill and can't work? Income protection is a good way to protect what matters to you.
What's at stake?
Check out the statistics below. You might be surprised to see the leading causes of disability — and who's at risk.
The top 5 causes of disability claims that last longer than 6 months:
Muscle/bone disorders
28.6%
Cancer
15.1%
Accidents
10.3%
Cardiovascular
8.7%
Mental Disorders
8.3%
Source: Council for Disability Awareness, 2015 Long Term Disability Claims Review
Most Americans are financially unprepared for a period of disability.
55%
of adult Americans have no savings earmarked for emergencies.
Source: U.S. Federal Reserve Board, Report on the Economic Well-Being of U.S. Households in 2014, May 2015
Disability insurance helps you pay for things medical insurance doesn't cover.
Utilities
Rent/Mortgage
College loans
Child care
1 in 5 caregivers experience financial stress.1
Individual Disability Insurance from The Standard offers the Family Care Benefit.2 This unique benefit can help pay the bills while you take time for a seriously ill or injured family member.Meet some people who speak from the heart about why they value a caregiver benefit.
Income Protection at Work
Watch these two short videos to see how disability insurance from work can help replace some of your income during covered disabilities.
Short Term Disability insurance helps you pay the bills.
Long Term Disability insurance helps protect your future.
Take charge of protecting your income
Estimate how much coverage you might need. Then explore insurance options available through work or individually.
How Much Disability Insurance Do I Need?
How much income would your family need to replace if you could no longer work because of a disability?
Income Protection at Work
Check out all the benefits disability insurance offers. It can even help you get back to work.
Individual Disability Insurance
Paying the bills if you’re disabled and can’t work isn’t something most of us think about. But you can buy your own income protection insurance and protect what matters to you.