Group Critical Illness

What Is Critical Illness Insurance?

Critical Illness1 insurance helps cover out-of-pocket expenses associated with a serious illness. You may have medical insurance. But that doesn't mean you're covered for all of the expenses resulting from a serious illness that you probably haven't budgeted for — things like co-pays, deductibles, loss of income, childcare and travel expenses. Group Critical Illness insurance helps fill the gap caused by these out-of-pocket costs, creating a financial safety net for you and your family.

Help Ensure Your Financial Plans Stay Healthy Even When You're Not

Critical Illness insurance is an affordable way to make up the difference between what your health insurance covers and what you'd owe out of pocket if you or a family member were diagnosed with a covered serious illness.

How Does Critical Illness Insurance Work?

Critical Illness insurance provides an extra layer of protection that can make a big difference in your ability to pay out-of-pocket expenses associated with a serious illness. It pays a lump-sum benefit directly to you upon diagnosis of a covered illness, regardless of your treatment costs or what’s covered by your medical insurance.


1 Product not available in all states. Critical Illness insurance is called Specified Disease insurance in the states of New York and Vermont.