Here’s the reality of annuity ownership: not everyone annuitizes, not everyone "income-tizes." But everyone dies. That’s why annuity owners should start thinking about their “live on” money as a “leave on” legacy asset.
Are you a movie buff? Check out this article about the state of the annuity industry through Paul Garofoli’s lens.
“Fixed annuities can be especially useful to those who will be retiring in the near future and have a lot they want to see, do and accomplish in those first few years of retirement.” In a BenefitsPRO article, Mark MacGillivray, director of financial institutions for Individual Annuities at The Standard, shares the benefits of utilizing fixed annuities in the early years of your clients’ retirement plans.
“While the issue of social security insolvency will be a major political issue, likely one that will require action from Congress, there are things that people preparing for retirement should know in order to better plan for the future.” In a new MarketWatch article Paul Garofoli, regional sales director of Individual Annuities at The Standard, highlights the projected state of the Social Security program and what that means for current and future retirees.
With a little context and explanation, you can help demystify annuities and help clients make more informed decisions. Read the article by Paul Garofoli, regional sales director for Individual Annuities at The Standard.
“When putting together a comprehensive retirement income plan, clients should consider their age, timeline to retirement, how much they have saved, how much they need based on their timeline and their retirement goals.” With retirement concerns on the rise because of the pandemic, annuities can provide a viable investment strategy for any retirement plan. John Williams, regional sales director, Individual Annuities at The Standard, writes in ThinkAdvisor about why annuities are a necessary part of a comprehensive retirement portfolio.
“Rising yields mean more profit for carriers and they can reinvest in administration, the sales process and operations.” @LifeAnnuitySpecialist interviewed John Williams, regional sales director, Individual Annuities at The Standard, as part of its coverage about the effect interest rates are having on investment products.
“Annuities are designed to build savings and provide income for retirement through guaranteed returns and tax deferrals. Fixed deferred annuities have some unique tax advantages for those just beginning to make a plan for retirement, or for people who are looking for ways to bolster their retirement income.” John Williams, regional sales director, Individual Annuities at The Standard, writes in Advisor Magazine about the tax advantages provided by annuities.
“If an advisor is working with an unmarried couple early in the annuity purchasing stage, it is in good practice and your client’s best interest to help the named beneficiary understand the limited death benefit payment and distribution options available, if the couple decides to go this route.” John Williams, regional sales director, Individual Annuities at The Standard, writes in
“The decisions surrounding the long-term medical care of a loved one are some of the most difficult that clients will ever have to make.