An Immediate Annuity With Many Innovative Income Options
The Stable Income Annuity is a single-premium, immediate annuity offering several innovative income options. This annuity can help to transition your clients from an accumulation phase to an income phase of retirement, where a safe, secure source of income is critical.
This annuity may also be a good vehicle for large lump sums from insurance proceeds, group retirement plans, divorce settlements or large-ticket sales, which can be converted into an income stream.
An optional rider allows your client to add the Inflation Protection feature to many of the payment options.
The Stable Income Annuity is an ideal income vehicle for those seeking a guaranteed income for life or for a specific period.
Effective February 7, 2018
Update 394 for February 7, 2018 rates and approvals. Use Code 011618 for Illustrations.
Rates effective February 7, 2018 and subject to change without notice.
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- $15,000 to $1,000,000 initial premium (higher amounts may be permitted with prior home-office approval)
- Issue to Age 90
- Income Options
- Life Income
- Life Income with Installment Refund
- Life Income with Certain Period
- Joint and Survivor Life Income
- Joint and Survivor Life Income with Installment Refund
- Joint and Survivor Life Income with Certain Period
- Joint and Contingent Survivor Life Income
- Certain Period
- Optional Features
- Inflation Protection
- No Annual Contract Fees
- Stable Income Annuity Specimen Contract (PDF; 1.1 MB)