Transition Rules

Employer-Based Multi-Life Discount Expansion

  • Policies with effective dates on or after April 22, 2019. If requested, we’ll add the discount as of the effective date of the policy. Please note:
    • We must receive the request in the home office by June 22, 2019.
    • The change will be effective as of the policy effective date and compensation will be adjusted accordingly.
  • Applications pending an underwriting decision. If requested, we’ll add the discount to eligible policies.
  • Policies out for delivery. If requested, we’ll add the discount to eligible policies.
  • Policies with effective dates on or before April 21, 2019. The discount is not available.