Underwriting Resources Toolkit


We’ve grouped resources to provide information and marketing materials by subject.

Underwriting   Application

In-Force/Service Needs   Physicians

Business Owners    Attorneys

Residual Riders    Family Care Benefit

Benefit Increase Rider


View All

Find underwriting requirements, guides to help you understand the underwriting process and set expectations, and more.

Product Guide — Find product details, underwriting requirements, an occupation class guide and more.

Administrative Guide — Find more info about new business, in force and future increase option processes.

Simplified Underwriting — The Standard offers a simplified approach to underwriting Platinum Advantage and Business Overhead Protector® applications if certain criteria are met.

Income Documentation Requirements — See required proof of income for applications.

Medical Underwriting Requirements — Find out if your applications require labs or physical measurements.

Who to Contact — Find out who to contact for application, underwriting and service needs.