Business owners have a lot to protect.
First, there’s personal income. Personal income finances their lives — their homes, their cars, their lifestyles. Next, they need to protect their businesses and make sure they can cover their expenses every month. Many business owners also have employees who rely on the business for their incomes.
A long absence could disrupt it all: personal income, the business and their employees’ livelihoods. The Standard offers business owners three products to help if they become seriously sick or injured and have to take time off work:
| Income Protection Insurance | Platinum Advantage individual disability insurance policies replace personal income. |
| Business Overhead Expense Insurance | Business Overhead Protector® reimburses for overhead expenses, helping the business continue to operate.1 |
| Buy/Sell Agreement Funding Insurance | Business Equity ProtectorSM helps fund a buy-sell agreement, so business partners can buy out an owner's interest.1 |
Relevant Marketing Materials
- Help Protect Your Business (Video)
- DI Buy/Sell Funding Insurance Presentation for Business Owners
- Income Protection Introduction Flyer for Business Owners
- Platinum Advantage Interactive Consumer Brochure
- Business Owners Interactive Producer Brochure
- Platinum Advantage Consumer Brochure
- Platinum Advantage Consumer Brochure (FL, MT, NY, ND, SD, WY)
- CA Platinum Advantage Consumer Brochure
See a Summary of the Policies
- Business Overhead Protector Policy Summary
- Business Overhead Protector Policy Summary Brochure (CA)
- Business Equity Protector℠ Policy Summary
Examine the Contract Language
- Business Overhead Protector Sample Policy
- Business Overhead Protector Sample Policy (CA)
- Business Equity Protector Sample Policy
- Business Equity Protector Sample Policy (CA)
Sales Resources for Producers Only
- Business Owner Rewards Flyer
- Business Owner Rewards Flyer (NY)
- IDI Premium Discounts Flyer
- Selling to Small-Business Clients Slide Share
- IDI Products for Small Business Owners Presentation
- IDI Products for Small Business Owners Presentation (NY)
Looking for more info? Check out these IDI Connect articles
Marketing Resources Toolkits
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