Residency Discount Institutions

The Residency Multi-Life Discount allows most ACGME, AOA and CODA institutions to establish a 10 percent discount on Platinum Advantage for residents, interns and fellows. To establish the discount, applications for a minimum of three lives must be submitted within a six-month period.

The Residency Multi-Life Discount allows most ACGME or AOA hospitals and medical centers to establish a 10 percent discount on Platinum Advantage for residents, interns and fellows when applications on a minimum of three lives are submitted within a six-month period. This discount is also available to dental post-doctorates in dental education programs accredited by the Commission on Dental Accreditation.

When three or more applications from an eligible hospital, medical center or dental education program are received at the same time, each policy is issued with the discount. When fewer than three applications are received, the resulting policies will initially be issued without the Residency Multi-Life Discount. Once The Standard receives the third application, accompanied by a Producer Information Report identifying the names and policy numbers of the prior two policies as part of a residency multi-life group, the previously placed policies will receive the multi-life discount rates effective on the policies' next premium due dates.

Once established, five applications must be submitted each year to maintain the discount for that institution.

The below institutions have established Residency Multi-Life Discounts in place:

(Hint: Press Ctrl+F and type in the institution name to quickly search the lists on this web page. Please note there are two lists: Institutions with an established discount and institutions that are ineligible for the discount.)

Institution NameCityState
Barrow Neurological InstitutePhoenixAZ
Honor HealthPhoenixAZ
University of IowaIowa CityIA
Advocate HealthcareChicagoIL
Loyola University Medical CenterChicagoIL
Rush University Medical CenterChicagoIL
University of ChicagoChicagoIL
University of IllinoisChicagoIL
Midwestern UniversityDowners GroveIL
Louisiana State University Medical CenterShreveportLA
Harvard Medical SchoolBostonMA
Johns Hopkins UniversityBaltimoreMD
Beaumont HospitalRoyal OakMI
University of MissouriColumbiaMO
Barnes Jewish HospitalSt. LouisMO
Washington University School of MedicineSt. LouisMO
Duke University Health SystemDurhamNC
Rowan UniversityGlassboroNJ
Cleveland ClinicClevelandOH
University Hospitals of ClevelandClevelandOH
Oregon Health & Science UniversityPortland OR
Pennsylvania State UniversityState CollegePA
St. Luke's University Health NetworkBethlehemPA
Einstein Medical CenterPhiladelphiaPA
Thomas Jefferson University HospitalPhiladelphiaPA
University of PennsylvaniaPhiladelphiaPA
University of Pittsburgh Medical CenterPittsburghPA
Spartanburg Regional HealthSpartanburgSC
Vanderbilt UniversityNashvilleTN
University of TexasAustinTX
Baylor College of MedicineDallasTX
San Antonio Military Medical CenterSan AntonioTX
Carilion ClinicRoanokeVA
University of WisconsinMadisonWI
Auora Health CareMilwaukeeWI


Ineligible Institutions

Please note that some institutions are not eligible for the discount. The below ACGME, AOA and CODA institutions are INELIGIBLE for the Residency Multi-Life Discount. If your client’s institution is not listed in the above table, and you would like to submit an application to count toward establishing a discount at their institution, please search for the institution in the list of ineligible institutions below.

If the institution is on this list, it is not eligible for the Residency Multi-Life Discount. If the institution IS NOT listed in the below table, the institution is eligible. 

Institution NameCityState
American Sports Medicine InstituteBirminghamAL
Dermatology AssociatesBirminghamAL
Surgical Dermatology GroupBirminghamAL
Banner HealthPhoenixAZ
Alameda Health System-Highland HospitalOaklandCA
Barton HealthSouth Lake TahoeCA
Bennett Surgery CenterSanta MonicaCA
Blood Centers of the PacificSan FranciscoCA
California Department of Public HealthSacramentoCA
Congress Medical AssociatesPasadenaCA
Docere Foundation DBA San Diego Arthroscopy and Sports MedicineSan DiegoCA
House Ear Clinic, IncLos AngelesCA
John Wayne Cancer Institute at St. John's Health CenterSanta MonicaCA
Kerlan-Jobe Orthopaedic ClinicLos AngelesCA
Orthopaedic HospitalLos AngelesCA
San Diego County Medical ExaminerSan DiegoCA
Santa Monica Orthopaedic and Sports Medicine GroupSanta MonicaCA
Shasta Community Health CenterReddingCA
Southern California Orthopedic InstituteVan NuysCA
Sports Orthopedic and Rehabilitation (SOAR) Medicine AssocRedwood CityCA
Stanford Hospital and ClinicsStanfordCA
The Sports Clinic Orthopedic Medical Associates, IncLaguna HillsCA
University of California (San Diego) Medical CenterSan DiegoCA
USC Orthopaedic SurgeryLos AngelesCA
Valley Children's HealthcareMaderaCA
Penrose-St Francis Health ServicesColorado SpringsCO
Denver Health Medical CenterDenverCO
Steadman Hawkins Clinic (Denver)Greenwood VillageCO
Steadman Philippon Research InstituteVailCO
University of Colorado School of MedicineAuroraCO
Orthopaedic Foundation for Active LifestylesStamfordCT
Christiana Care Health Services IncWilmingtonDE
Andrews Research and Education FoundationGulf BreezeFL
Broward County Medical Examiner's OfficeFort LauderdaleFL
Citrus Health Network, Inc.HialeahFL
Doctors HospitalCoral GablesFL
Florida Department of Health Palm Beach CountyWest Palm BeachFL
Florida Orthopedic InstituteTampaFL
Larkin Community HospitalSouth MiamiFL
Memorial Healthcare System, Hollywood, FloridaHollywoodFL
Miami-Dade County Medical Examiner DepartmentMiamiFL
Naval Hospital (Pensacola)PensacolaFL
The Skin Institute of South FloridaCoral SpringsFL
University of Florida College of MedicineGainesvilleFL
University of Florida College of Medicine JacksonvilleJacksonvilleFL
University of South Florida Morsani College of MedicineTampaFL
Athens Regional Medical CenterAthensGA
Augusta University/University of Georgia Medical PartnershipAthensGA
Centers for Disease Control and PreventionAtlantaGA
Children's Healthcare of AtlantaAtlantaGA
Dermatologic Surgery Specialists, P.C.MaconGA
Hughston FoundationColumbusGA
Medical College of GeorgiaAugustaGA
Northside HospitalAtlantaGA
WellStar Kennestone Regional Medical CenterMariettaGA
Hawaii Health Systems Corporation - Hilo Medical CenterHiloHI
Kaiser Permanente HawaiiHonoluluHI
McGaw Medical Center of Northwestern UniversityChicagoIL
Office of the Medical Examiner of Cook CountyChicagoIL
University of Kansas School of MedicineKansas CityKS
University of Kansas School of Medicine (Wichita)WichitaKS
University of Kentucky College of MedicineLexingtonKY
University of Louisville School of MedicineLouisvilleKY
Harvard School of Public HealthBostonMA
New England Baptist HospitalBostonMA
Newton-Wellesley HospitalNewtonMA
Office of the Chief Medical ExaminerBostonMA
University of Massachusetts Medical SchoolWorcesterMA
Office of the Chief Medical ExaminerBaltimoreMD
Henry Ford Macomb HospitalClinton TownshipMI
Detroit Medical Center CorporationDetroitMI
Children's Hospital of MichiganDetroitMI
Henry Ford HospitalDetroitMI
Henry Ford Wyandotte HospitalWyandotteMI
Henry Ford Allegiance HealthGrand RapidsMI
Mary Free Bed HospitalJacksonMI
Metro Health HospitalWyomingMI
Michigan State University College of Human MedicineLansingMI
Michigan State University/Flint Area Medical EducationFlintMI
MSUCOM Statewide Campus SystemEast LansingMI
Oakwood Heritage HospitalTaylorMI
Sparrow HospitalLansingMI
Spectrum HealthGrand RapidsMI
University of Michigan Hospitals and Health CentersAnn ArborMI
University of Michigan School of Public HealthAnn ArborMI
Fairview Southdale HospitalEdinaMN
Hennepin County Medical ExaminerMinneapolisMN
Tria Orthopaedic CenterBloomingtonMN
Twin Cities Spine CenterMinneapolisMN
University of MinnesotaMinneapolisMN
Office of the Jackson County Medical ExaminerKansas CityMO
Mississippi Sports Medicine & Orthopaedic CenterJacksonMS
University of North CarolinaChapel HillNC
Wake Forest University Baptist Medical CenterWinston-SalemNC
University of Nebraska Medical Center College of MedicineOmahaNE
Affiliated Dermatologists and Dermatologic SurgeonsMorristownNJ
Skin Laser and Surgery Specialists of New York/New JerseyHackensackNJ
Hidalgo Medical ServicesLordsburgNM
New Mexico Orthopaedics Fellowship FoundationAlbuquerqueNM
Taos Orthopaedic Institute and Research FoundationTaosNM
University of New Mexico School of MedicineAlbuquerqueNM
Mountain View HospitalLas VegasNV
Burke Rehabilitation HospitalWhite PlainsNY
Hofstra Northwell School of MedicineGreat NeckNY
Laser and Skin Surgery Center of New YorkNew YorkNY
Lutheran Family Health CenterBrooklynNY
New York Blood CenterNew YorkNY
New York City Department of Health and Mental HygieneLong Island CityNY
Office of Chief Medical Examiner - City of New YorkNew YorkNY
University of Vermont Health Network-Champlain Valley Physicians HospitalPlattsburghNY
Women and Children's Hospital of BuffaloBuffaloNY
Beacon Orthopaedic Research & Education Foundation, Inc.SharonvilleOH
Cincinnati Sports Medicine and Orthopaedic CenterCincinnatiOH
Cuyahoga County Medical Examiner’s OfficeClevelandOH
Dayton Skin Surgery CenterDaytonOH
Firelands Regional Medical CenterSanduskyOH
Office of the Montgomery County CoronerDaytonOH
St. Elizabeth Health Center - BoardmanBoardmanOH
Western Reserve HospitalCuyahoga FallsOH
Office of the Chief Medical Examiner-State of OklahomaOklahoma CityOK
University of Oklahoma School of Community Medicine, at TulsaTulsaOK
Allegheny County Medical Examiner's OfficePittsburghPA
Aria Health (Torresdale Campus)PhiladelphiaPA
Dermatologic Surgicenter (Philadelphia)PhiladelphiaPA
Philadelphia College of Osteopathic MedicinePhiladelphiaPA
Nazareth HospitalPhiladelphiaPA
Zitelli and Brodland ClinicPittsburghPA
Dermatology Professionals, Inc.East GreenwichRI
Kent HospitalWarwickRI
Greenwood Genetic CenterGreenwoodSC
Medical University of South Carolina College of MedicineCharlestonSC
Meharry Medical College School of MedicineNashvilleTN
Bexar County Medical Examiner's OfficeSan AntonioTX
DeTar Healthcare SystemVictoriaTX
Harris County Institute of Forensic SciencesHoustonTX
Tarrant County Medical Examiner's OfficeFort WorthTX
Texas Back Institute Research FoundationPlanoTX
Texas Department of State Health ServicesAustinTX
Intermountain Medical CenterSalt Lake CityUT
University of Utah Medical CenterSalt Lake CityUT
Orthopaedic Research of VirginiaRichmondVA
Bloodworks NorthwestSeattleWA
Kadlec Regional Medical CenterRichlandWA
King County Medical Examiner's OfficeSeattleWA
Naval Hospital (Bremerton)BremertonWA
Sea Mar Community Health CentersSeattleWA
The University of Washington School of DentistrySeattleWA
University of Washington School of MedicineSeattleWA