New Lab Rules Make It Easier to Apply for IDI

March 17, 2021

We're always looking for ways to streamline the application process for income protection insurance. We won’t require applicants age 18-50 to submit labs or physical measurements for the following products and amounts:

  • Platinum Advantage: up to $10,000 in monthly benefits
  • Business Overhead Protector®: up to $25,000 in monthly benefits
  • Business Equity ProtectorSM: up to $750,000 in aggregate benefit amounts (no requirements for all ages up to $250,000)  

The new requirements apply to labs and exams scheduled on or after March 17, 2021. Applications dated on or before April 15, 2021 can still apply under the temporary COVID-19 guidelines, if more favorable to the applicant.

Please note that client quotes will reflect the new requirements starting in early April.