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Changes for Medical and Dental Occupations, Residents

We’ve made changes that make it easier than ever for physicians and dentists to apply for income protection.

  • Medical residents can apply for new-in-practice limits with Simplified Underwriting.

The details: medical residents ages 18-45 in the six months before or after completing training can apply for an income protection policy up to $6,500 or $7,500 — depending on specialty — with Simplified Underwriting. This means your resident clients can access $500 to $1,500 more in monthly benefits with no income documentation or medical exams.

  • We no longer require medical and dental occupations to submit a blood profile and urinalysis due solely to their occupation. Medical underwriting requirements will be determined by issue age and amount applied for, regardless of occupation.

See transition rules.

For Producers Only


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