Speed Up the Sale: Go Online

March 25, 2020

Conducting business electronically is easier and faster for you and your clients. Especially while most of America hunkers downs at home amid COVID-19 concerns. It’s also the most secure way to collect and send client information — when you use a reputable vendor.

Complete, Sign and Submit Applications

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With our expanded Electronic Signature Program, you can work with more clients to electronically complete fully underwritten IDI transactions. It allows you and your clients to complete and sign a downloadable PDF application on a computer or tablet. You must own or be an authorized signer of an electronic signature account with one of our approved vendors. For more information and requirements, contact your General Agent.

As a bonus, you can electronically complete, sign and submit all forms — not just new business applications. This includes service forms, increase applications and even policy delivery.

Deliver Policies

Remember to include the customer's email address on the application to make online communications and processes easier.

It pays to deliver policies electronically through DocFast®. It can help you place more policies and receive commissions faster. And many clients prefer taking care of business online, especially now when large numbers are working at home. Check out more key advantages.

Ready to get on board with online policy delivery? Check out the Agent Instructions for DocFast.

Use Simplified Underwriting to Bypass Labs and Proof of Income

Simplified Underwriting is a convenient option during the COVID-19 outbreak, because it allows clients to turn in applications without having to complete labs or provide proof of income. Simplified Underwriting is available for Platinum Advantage no matter how you build the flexible contract.  

Who qualifies for Simplified Underwriting? Applicants who:

  • Apply for a monthly benefit of $6,000 or less (ages 18-45) or $3,000 or less (ages 46-50).
  • Apply for a monthly benefit that — when combined with IDI already in place — will total no more than $10,000.
  • Work in a job classified as occupation class 2A/2P or higher.

See the Simplified Underwriting Flyer for details.

Income Protection Is Important

Make sure your clients can protect their income in the face of an unexpected injury or sickness that stops them from working for an extended time. You can make the process easier and provide peace of mind by helping them protect their income — without face-to-face contact.

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Sales Insights