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Quick Quiz: How to Be an Expert on Own Occ

Which definition of disability is right for which clients? The Regular Occupation definition that’s built into Platinum Advantage? Or the Own Occupation Rider? To double-check the definitions, refer to our recent article, Know-It-All: Own Occ vs. Regular Occ. Then test your expertise.

 

Quiz: Regular Occ vs. Own Occ?

Match the clients below with the definition that best suits their needs.

Client's OccupationDefinition of Disability
Regular OccupationOwn Occupation Rider
1. Mechanical Engineer 
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Regular Occupation
 
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Own Occupation Rider
2. Chief Operating Officer 
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Regular Occupation
 
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Own Occupation Rider
3. Trial Attorney 
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Regular Occupation
 
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Own Occupation Rider
4. Oral Surgeon 
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Regular Occupation
 
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Own Occupation Rider
5. Real Estate Attorney 
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Regular Occupation
 
red-xtran.png
Own Occupation Rider
6. Cardiologist 
red-xtran.png
Regular Occupation
 
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Own Occupation Rider
7. Senior Systems Analyst 
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Regular Occupation
 
red-xtran.png
Own Occupation Rider
8. Restaurant Owner 
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Regular Occupation
 
red-xtran.png
Own Occupation Rider
9. Sales Manager 
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Regular Occupation
 
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Own Occupation Rider
10. Gastroenterologist 
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Regular Occupation
 
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Own Occupation Rider

 

Want to explain the difference to your clients? Share our Platinum Advantage Consumer Brochure or this version for NY, CT, DC, DE, FL, MT, ND, SD.

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