Protect Your Attorneys With Platinum Advantage

Could your attorney clients handle an unexpected drop in income? How would they pay their bills, save for retirement and maintain their lifestyle? You can help lessen their financial worries if they have to take time away from work because of an injury or sickness.

Extra Income Protection Is Critical for Attorneys

Attorneys’ larger incomes mean they have more to protect. Many already have group long term disability insurance — a great income protection foundation. But LTD benefit limits and definitions of covered earnings can cause an income-replacement gap for high earners. You can provide an extra layer of protection with individual income protection insurance.

True Specialty Own Occ Offers Freedom

With Platinum Advantage’s Own Occupation Rider, attorneys can collect total disability benefits if they’re unable to perform the substantial and material duties of their regular occupation but choose to work in another job. In fact, the Own Occupation Rider includes specialty language for trial attorneys.

Without this rider, an attorney would have to choose between collecting a disability benefit or continuing to work. Imagine if a trial attorney suffered an illness that resulted in not being able to present in court. The rider would allow the attorney to work in another legal practice – or even in another field – and still collect benefits. This gives attorneys the freedom to choose how they want to spend their time after experiencing a disability.