The Standard is a marketing name for Standard Insurance Company (Portland, Oregon), licensed in all states except New York, and The Standard Life Insurance Company of New York (White Plains, New York), licensed only in New York. Products and availability vary by state and are solely the responsibility of the applicable insurance company.
3 Ways to Speed Up Sales

Tired of long lag times during the sales and application process? Are you circling back with clients multiple times for information or signatures? Check out three ways to speed up your sales.
1. Go online.

Doing business online is easier, faster and secure when you use reputable vendors. Your clients will appreciate online options as they’re applying for income protection insurance — especially now, when a pandemic is limiting face-to-face contact.
Here are easy ways to move your business online.
Complete, sign and submit applications online. Use The Standard’s eApp for the quickest and most efficient way to submit applications to The Standard. Or, with our Electronic Signature Program, your clients can go online to complete all fully underwritten IDI transactions. For more information and requirements for eApp or electronic signature accounts, contact your General Agent.
Deliver policies online. Delivering policies through DocFast® can help you place more policies and receive commissions faster. Plus, your clients probably prefer the convenience of taking care of business online. Want to learn more about online policy delivery? Check out the Agent Instructions for DocFast.
2. Complete the application on the phone with TeleApp.
TeleApp, handled through a third-party vendor, takes the burden off you and can increase your clients' comfort level. Your clients complete a short application and participate in a phone interview. In the interview, they’ll provide their medical history and other information for the underwriting process. Best of all, the TeleApp process helps ensure correct information is collected and can cut down or eliminate delays.
Another time-saving trick? Schedule the interview for your client as you’re completing the application with them. Just call 844.276.1330 to set up the phone appointment. Or, your client can schedule the appointment online. After the order is placed, the TeleApp vendor will send your client an email with a link to schedule.
3. Skip labs and proof of income with Simplified Underwriting.
Who qualifies for Simplified Underwriting? That would be applicants who:
- Apply for a monthly benefit of $6,000 or less (ages 18-45) or $3,000 or less (ages 46-50)
- Apply for a monthly benefit that — when combined with IDI already in place — will total no more than $10,000
- Work in a job classified as occupation class 2A/2P or higher
If an application meets these qualifications, it will automatically be submitted for Simplified Underwriting. You can expect a decision or case status update within 48 hours after we receive the completed application and TeleApp interview. Get more details about Simplified Underwriting.
Confidence and Compassion
A Note from Greg Ness, Chairman, President and CEO

At The Standard, we’ve been helping people achieve financial well-being and peace of mind since 1906. As the global health crisis continues to disrupt lives, communities and the economy, I am confident we’ll continue helping people when they need us the most. Our company has been through hard times and market volatility before and we will navigate through this challenge as well. As our customers face tremendous stress and uncertainty, we will continue providing support and stability to those who rely on our products and services.
This pandemic is tough on everyone. Our communities are hurting, our families and friends are distressed and some of our most vulnerable neighbors are at risk.
The crisis and the way we collectively respond to it will define a generation. We are rising to the challenge. I know every single employee at our company — along with staying focused on keeping our business running and serving our customers — is looking for ways to make a difference for those most affected by this pandemic. That’s proving true in businesses and homes across the community, the country and around the world.
Part of the tragedy of this disease is that even as we come together to help those most in need, the unique nature of COVID-19 is forcing us apart. We all understand the importance of —social distancing— to slow the spread, but we should remember that’s just physical distancing. I encourage you to find ways to safely connect with those in your neighborhood who may require extra help and with groups in your community that are making a difference and support them however you can. And now is the perfect time to reach out to friends and others and just check in.
To our health care providers, first responders and everyone selflessly setting aside their own fears and concerns to help others during this time — thank you hardly seems enough. These people are true heroes. This crisis reinforces how reliant we are on the many essential services we too often take for granted. We are grateful to so many for continuing to show up with focus and commitment.
We will get through this, especially if we are sustained by the examples of those who make us the proudest right now — family, friends, neighbors and colleagues working together — rather than allowing our fears to guide us. No matter how unsettled we may feel, remember we are not alone. There are so many people in this world trying their level best to help others. And I am certain we will get through this — together.
In times of crisis, we are defined by how we react. Let’s continue to be defined by compassion.
And to our customers, thank you for putting your trust in The Standard. What we sell is a promise to be there when you need us, and that promise is unwavering.
Be safe and well, and stay connected.
Leaving Standard.com
You are leaving Standard.com to visit SIMON, Raymond James’s partner for Annuities product training.
Leaving Standard.com
You are leaving Standard.com to visit a website hosted by Ameritas, our partner for dental and vision coverage.
Leaving Standard.com
You are leaving Standard.com to visit a website hosted by VSP.com. The Standard uses VSP as its partner vision coverage.
Leaving Standard.com
You are leaving Standard.com to visit a website hosted by EyeMedVisionCare.com. The Standard uses Eye Med Vision Care as its partner vision coverage.

Jared's Story: Time for Family
Age: 36 - Occupation: pediatrician - Married, one child
How the Family Care Benefit provided the ability to care for a loved one
Jared's daughter was born with a heart defect. They visited multiple specialists to diagnose the condition and determine the appropriate treatment. Then his daughter underwent surgeries, hospital stays and months of follow-up appointments. Benefits from Jared’s Platinum Advantage policy helped make up for the income lost when Jared spent time away from work to attend physician appointments and to be with his daughter in the hospital and throughout her extended recovery — providing peace of mind during a trying time.

Jody's Story:
Supportive Office Equipment
Age: 42 - Occupation: accountant - Married, no children
Assistance on the road to recovery through a rehabilitation program
Jody's role as an accountant at a small firm requires a lot of computer work. After sustaining a serious back injury from a car accident, Jody was totally disabled under her Platinum Advantage policy. Jody’s doctor recommended she purchase assistive equipment to help her work comfortably at her desk without aggravating her condition. She was able to return to work full time after participating in a rehabilitation program in which expenses for a sitstand desk and other ergonomic accommodations were paid for under her Platinum Advantage policy. These modifications helped ensure she could return to work safely, without hindering her recovery.

David's Story: Starting a Medical Career
Age: 33 - Occupation: dermatology physician - Single, no children
Benefits that match career growth through the Benefit Increase Rider
David is completing his dermatology residency and just accepted an offer at a private practice. Before the end of his residency, he purchased a Platinum Advantage policy that included the Benefit Increase Rider, knowing his income will rise significantly after he starts his first post-residency job. The benefit also will allow his policy to grow with him as he progresses in his career and receives additional salary increases. David values the fact that his coverage going forward will match his developing career.

Jason's Story: Accidents Happen
Age: 35 • Occupation: orthopedic surgeon • Married, two children
Finding work in a new occupation with the Own Occupation Rider
Jason injured his right hand in an accident and was unable to return to his job as an orthopedic surgeon because he couldn't perform surgery. Due to his medical training, he was able to return to work as a family medicine physician. Jason was considered totally disabled in his regular occupation as an orthopedic surgeon — even though he earns an income from another occupation as a family medicine physician — because of the own occupation definition of total disability included in his Platinum Advantage policy. Because of this, he receives the policy's full basic monthly benefit, in addition to the income he receives in his new position.
Leaving Standard.com
You are leaving Standard.com to visit a website hosted by ImagiSOFT, our partner for illustration software.
You can currently run ISA, FGA, SPIA and Restricted SPIA illustrations.
Leaving Standard.com
You are leaving Standard.com to visit RegEd, our partner for Annuities product training.
If you are unaffiliated with a distributor, our general product training code is: SIC200
Leaving Standard.com
You are leaving Standard.com to visit a website hosted by iPipeline, our partner for Annuities forms and materials.
Keep Me Updated