What's the Cost of Waiting?

Even in a low interest-rate environment, an annuity's compounded growth and tax deferral can grow your savings faster than you may think. If you’re waiting for interest rates to go up before buying an annuity, you may be missing out.

If you put $50,000 into a five-year guaranteed annuity paying 3.40%, you would be guaranteed $59,098 at the end of five years, minus any withdrawals taken.

That's tax-deferred, compounded growth, plus a minimum guaranteed return and flexible access to your money along the way. Few taxable investments can compete with this blend of safety, growth and flexibility.

Here's Another Way to Look at It

If you wait just one year before buying an annuity, your $50,000 would have to earn 4.27% annually for four years to catch up with the annuity's value of $59,098.

If you wait two years before buying the annuity, your $50,000 would have to earn 5.73% annually for three years to achieve the guaranteed $59,098 had you owned the annuity all along.

An annuity from The Standard may be just the solution to meet your financial needs. We offer a variety of annuities and withdrawal options, so you can select the one that fits your lifestyle and helps you achieve your financial goals. Help transform your retirement dreams into reality with The Standard.

Sales and Marketing Toolkit

Download and customize these flyers:

Sales Concept Flyer What Is the Cost of Waiting? (Fillable PDF)

Companion Flyer Top Ten Reasons to Buy a Fixed Annuity (Fillable PDF)

Annuities are not (a) insured by the FDIC or any federal government agency, (b) deposits of or guaranteed by any bank or credit union and (c) a provision or condition of any bank or credit union activity. Some annuities are subject to investment risk and may lose value. A surrender charge may apply during the surrender period, and a 10% penalty may apply to withdrawals prior to age 59½.