The Strategic Choice Annuity 7 is a single premium deferred index annuity that is ideal for anyone interested in a long-term savings strategy. You’ll enjoy the benefits of tax deferral, along with returns directly linked to the upside performance of the J.P. Morgan U.S. Sector Rotator 5 Index (Annuity Series), and the assurance of a Guaranteed Minimum Accumulation Benefit.
Growth Potential While Managing Risk
The Strategic Choice Annuity offers upside potential with the ability to receive interest based on the performance of an index. This annuity offers a Fixed Interest Account and an Index Interest Account.
The amount of premium allocated to the Fixed Interest Account is credited daily with a fixed interest rate. After the initial 7-year index term ends, the owner of a Strategic Choice Annuity will be able to allocate funds between the Fixed Interest Account, and a now available 1-year Index Interest Account.
J.P. Morgan U.S. Sector Rotator 5 Index (Annuity Series)
The Index provides access to an innovative, focused investment strategy that seeks to obtain consistent returns by dynamically adjusting investment allocations based on market conditions. Key features of The Index include:
Each month, The Index evaluates each of the ten U.S. market sector funds based on their past month’s return. The Index dynamically rebalances allocations to the five U.S. market sectors with the strongest positive performance. If there are fewer than five sectors with a positive return, The Index may add an allocation to a bond fund.
For more information about The Index please consult our Guide to J.P. Morgan U.S. Sector Rotator 5 Index (Annuity Series) and to see its current value, visit: jpmorganindices.com/indices/summary/JPUSSC5A
Guaranteed Minimum Accumulation Benefit
At the beginning of the index term that follows the end of the 7-year Surrender-Charge Period, your annuity fund value is assured to reach the guaranteed minimum accumulation value of 107% of the original premium, net any withdrawals (including applicable charges). This ensures that even in an extended down market, your annuity fund will have earned at least a guaranteed minimum interest growth.