Distributor Annuities

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Welcome

Doing business with The Standard is good for you — and for your clients.

Innovative product design, desirable rates, competitive compensation and excellent industry ratings all come with selling our annuities.

So does excellent service. Think of us as your back-office support team. We do all we can to provide customer service that meets — and usually exceeds — your expectations. Why do brokers consider our service excellent? Easy contracting and commission payments, speedy new-business turnaround times, and online support that enhances, rather than replaces, our personalized service.

Resources

traditional_FGA

Focused Growth Annuity

Effective date: 
10/1/2019

FGA 3

$15,000
$100,000
Crediting Rate
2.05
2.15

3-year repeating guarantee : 3-year repeating surrender and MVA period

FGA 5

$15,000
$100,000
Crediting Rate
2.35
2.45

5-year repeating guarantee : 5-year surrender repeating surrender and MVA period

FGA 7

$15,000
$100,000
Crediting Rate
2.40
2.50

7-year repeating guarantee : 7-year repeating surrender and MVA period

FGA 10

$15,000
$100,000
Crediting Rate
2.40
2.50

10-year repeating guarantee : 10-year repeating surrender MVA period

AGA

Advantage Growth Annuity

Effective date: 
10/1/2019

AGA 5

$15,000
$100,000
Crediting Rate
3.45
3.55

1-year guarantee : 5-year surrender : 2% first-year bonus : MVA during surrender period

AGA 7

$15,000
$100,000
Crediting Rate
3.80
3.90

1-year guarantee : 7-year surrender : 2% first-year bonus : MVA during surrender period

traditional_ISA

Index Select Annuity

Effective date: 
10/1/2019

ISA 5

$15,000
$100,000
Cap Rate
4.50
4.75
Participation Rate
35
37

annual point-to-point : 5-year surrender : MVA during surrender period : fixed interest crediting 2.00%

ISA 7

$15,000
$100,000
Cap Rate
4.60
4.85
Participation Rate
37
39

annual point-to-point : 7-year surrender : MVA during surrender period : fixed interest crediting 2.00%

ISA 10

$15,000
$100,000
Cap Rate
4.75
5.00
Participation Rate
39
41

annual point-to-point : 10-year surrender : MVA during surrender period : fixed interest crediting 2.00%

FPDA

Flexible Premium Deferred Annuity

Effective date: 
10/1/2019

FPDA

$600 Initial Annual
Crediting Rate
1.00

1-year guarantee : 9-year surrender

FPDA only available for contributions to existing plans.

NOT FDIC-INSURED • NO BANK GUARANTEE • MAY LOSE VALUE • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A BANK DEPOSIT

Guaranteed Minimum Interest Rates:

  • FGA: 0.10% (1.00% in CA)
  • AGA : 1.00%
  • ISA Rate Cap: 1.00%  |  ISA Participation Rate: 15% (N/A in CA)
    ISA Fixed Rate: 0.10% (0.00% in CA)

Products of Standard Insurance Company. Some products and rate guarantee periods available through select distribution only. Rates may change without notice. Product features and availability varies by state. The 45-day rate lock applies only to initial crediting, cap, participation and spread rates.

Legal

Not for use with consumers.

Annuities are intended as long-term savings vehicles. The annuity is not guaranteed by any bank or credit union and is not insured by the FDIC or any other governmental agency. The purchase of an annuity is not a provision or condition of any bank or credit union activity. Some annuities may go down in value.

The Standard is a marketing name for Standard Insurance Company (Portland, Oregon), licensed in all states except New York. Products and availability vary by state and are solely the responsibility of Standard Insurance Company.

© 2019 StanCorp Financial Group, Inc.