Distributor Annuities

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Welcome

Doing business with The Standard is good for you — and for your clients.

Innovative product design, desirable rates, competitive compensation and excellent industry ratings all come with selling our annuities.

So does excellent service. Think of us as your back-office support team. We do all we can to provide customer service that meets — and usually exceeds — your expectations. Why do brokers consider our service excellent? Easy contracting and commission payments, speedy new-business turnaround times, and online support that enhances, rather than replaces, our personalized service.

Resources

red_FGA

Focused Growth Annuity
(Red Series)

Effective date: 
9/10/2019

FGA 3 (Red Series)

$15,000
$100,000
Crediting Rate
2.10
2.20

3-year repeating guarantee : 3-year repeating surrender and MVA period

FGA 5 (Red Series)

$15,000
$100,000
Crediting Rate
2.40
2.50

5-year repeating guarantee : 5-year repeating surrender and MVA period

FGA 7 (Red Series)

$15,000
$100,000
Crediting Rate
2.45
2.55

7-year repeating guarantee : 7-year repeating surrender and MVA period

FGA 10 (Red Series)

$15,000
$100,000
Crediting Rate
2.45
2.55

10-year repeating guarantee : 10-year repeating surrender and MVA period

traditional_ISA

Index Select Annuity

Effective date: 
9/10/2019

ISA 5

$15,000
$100,000
Cap Rate
4.50
4.75
Participation Rate
35
37

annual point-to-point : 5-year surrender : MVA during surrender period : fixed interest crediting 2.00%

ISA 7

$15,000
$100,000
Cap Rate
4.60
4.85
Participation Rate
37
39

annual point-to-point : 7-year surrender : MVA during surrender period : fixed interest crediting 2.00%

ISA 10

$15,000
$100,000
Cap Rate
4.75
5.00
Participation Rate
39
41

annual point-to-point : 10-year surrender : MVA during surrender period : fixed interest crediting 2.00%

AGA

Advantage Growth Annuity

Effective date: 
9/10/2019

AGA 5

$15,000
$100,000
Crediting Rate
3.45
3.55

1-year guarantee : 5-year surrender : 2% first-year bonus : MVA during surrender period

AGA 7

$15,000
$100,000
Crediting Rate
3.80
3.90

1-year guarantee : 7-year surrender : 2% first-year bonus : MVA during surrender period

traditional_SCA

Strategic Choice Annuity 7

Effective date: 
9/10/2019

SCA 7

$15,000
Participation Rate
110

7-year point-to-point : annual spread of 0.00% : 7-year MVA and surrender : fixed interest crediting 2.00%

NOT FDIC-INSURED • NO BANK GUARANTEE • MAY LOSE VALUE • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A BANK DEPOSIT

Distributor: CUSO Financial Services

Guaranteed Minimum Interest Rates:

  • FGA: 0.10% (1.00% in CA)
  • AGA : 1.00%
  • ISA Fixed Rate: 0.10% (0.00% in CA)  |  ISA Rate Cap: 1.00%  |  ISA Participation Rate: 15% (N/A in CA)

Products of Standard Insurance Company. Rates may change without notice. Product features and availability varies by state. The 45-day rate lock applies only to initial crediting, cap, participation and spread rates.

Legal

Not for use with consumers.

Annuities are intended as long-term savings vehicles. The annuity is not guaranteed by any bank or credit union and is not insured by the FDIC or any other governmental agency. The purchase of an annuity is not a provision or condition of any bank or credit union activity. Some annuities may go down in value.

The Standard is a marketing name for Standard Insurance Company (Portland, Oregon), licensed in all states except New York. Products and availability vary by state and are solely the responsibility of Standard Insurance Company.

© 2019 StanCorp Financial Group, Inc.