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The Standard is a marketing name for StanCorp Financial Group, Inc. and its wholly owned subsidiaries. Insurance products are offered by Standard Insurance Company of Portland, Oregon in all states except New York, where insurance products are offered by The Standard Life Insurance Company of New York of White Plains, New York. StanCorp Equities, Inc., member FINRA, distributes group variable annuity and group annuity contracts issued by Standard Insurance Company and may provide other brokerage services. Third-party administrative services are provided by Standard Retirement Services, Inc., of Portland, Oregon. Investment advisory services are offered through StanCorp Investment Advisers, Inc., of Portland, Oregon. Commercial real estate loans are originated, underwritten, serviced by StanCorp Mortgage Investors, LLC, and a network of commercial mortgage banking correspondents. Product features and availability vary by state and company, and are solely the responsibility of each subsidiary.