Voluntary Products and Services

Empower Your Employees

Offer your employees a spectrum of Voluntary benefits and let them choose what matters most to them.

Extra Protection at Affordable Rates

You can’t always pay for every employee benefit. Offering Voluntary benefits gives your employees a range of great options at more affordable Group rates. They can choose benefits that work best for them and their families.

Smart Features

Offer attractive benefits without breaking your budget.

Focus on Affordability

Group rates that can make coverage more affordable than individual plans. 

No Premium for Employers

Premium is paid 100% by employees. 

Rely on Simplicity

Easy administration, from enrollment through billing. 

Coverage Combinations for Everyone

Help your employees achieve financial security by letting them choose the right combination of Voluntary benefits for their situation.

Supplemental Insurance Options

Protection for the Unexpected

Give your team the option for protection from the financial blow of an accident, serious illness or injury, or hospital stay. Employees receive direct payments to spend on anything they need — from copays and deductibles to child care and alternative therapies. Most plans even pay employees an annual benefit for health maintenance screenings.1

Accident Insurance

Critical Illness Insurance2

Hospital Indemnity Insurance

Life and AD&D Insurance

Protect Families 

Offer employees and their loved ones a measure of financial protection after a loss. Life insurance can help pay for final costs, living expenses or college tuition. Accidental Death and Dismemberment insurance can help if an employee survives a serious injury as a result of an accident.

Do you already offer basic Life insurance? Some employees may want additional Life insurance as part of their strategic financial plans.

Explore Life and AD&D Insurance

Pair Gold-Star Service With Easy Tools

Your employees can rely on customized tools, simple billing and easy enrollment — no matter which systems and platforms you use.

Flexible Online Enrollment

Ready EnrollTM is our advanced online enrollment system. It provides a flexible, simple and secure way to streamline enrollment and administration.

Watch Our Video About Ready Enroll

 Enrollment Technology

We’re flexible and easy to work with. Our services include:

  • Pre-enrollment consultation with our team
  • Plug-and-play self-service enrollment tools
  • Online enrollment solutions — including our Ready Enroll platform and benefits administration service
  • Product videos
  • Partnership with an enrollment firm of your choice (Optional)
 Employee Education

We provide customized tools — online and off — to help employees understand their benefit options, including:

  • Voluntary Decision Support Tools*
  • Persona-based Decision Support Tool with valuable Human Resources Analysis Report*
  • Omni-channel communication campaigns
  • Onsite meetings for groups of 250+ lives with at least 50 at a location*
  • On-demand enrollment materials: employer-tailored posters, postcards and coverage highlights

* Based on product type. Group size and location requirements must also be met.

 Flexible Benefits Administration

We offer consolidated billing with a flexible format and payment options, including: 

List Bill 
One bill, one payment and one stop for member maintenance. 

Summary Bill 
A summary of covered lives, volume and premium by product. Enrollment and member maintenance are available via a data feed. Manage STD, LTD, Life or AD&D insurance via a self-administered bill. 

Research & Insights
Explore the latest research and insights from our experts.
Gen Zers want solid benefits and a partner in their efforts to gain economic stability. Explore gaps between Gen Z’s priorities and HR leaders’ perceptions and see how to build this age group’s loyalty.
Paid Family and Medical Leave and Paid Family Leave laws are coming into effect across the country. Employers have questions and need answers. We conducted research to better understand the PFML landscape and put these resources together to help you navigate this evolving issue.
Many states are passing regulations to provide paid family and medical leave. Are you aware of the latest rules in your state? Keep track with this interactive map.
Employers often have no clear way to identify employees with mental health and substance use issues. They can’t control what happens. But they can be aware and educated to respond in a supportive and effective way.
In this study, The Standard uncovered some valuable insights regarding employees’ financial concerns. To help employees keep their wellness eco-system on track, take a look at the insights or download the full report.
Take The Standard's quiz to see where you rank among other U.S. employers when it comes to absence and disability preparation. Then read six insights from our full report on links and gaps between absence and disability practices and confidence.

Explore Everything
Grow your benefits package with smart products and services designed for you and your teams.