Give your employees dental coverage options that meet their needs. Our Group Dental plans give you the flexibility to pair a Dental HMO plan with our Preferred Provider options.1 That way your employees can choose the plan that works for them.
With our PPO and DHMO options, you can choose plans that cover routine care, basic and major services, orthodontia and wellness features.2
Standard Insurance Company offers a DHMO option with Liberty Dental Plan to provide plans to our California-based customers. For Florida and Texas, Solstice Benefits provides plans.3
Dental HMO or Dental PPO: What's the Difference for Employees?
| Categories | Dental HMO | Dental PPO |
|---|---|---|
| Typical Differences |
|
|
| Payroll Deductions | Lower cost | Average cost |
| Primary Care Dentist | Depending on the plan chosen, may or may not be required to choose a network dentist at enrollment | Freedom to visit any licensed dentist at any time |
| Specialist | Referral from primary care dentist usually required | No referral required |
| Network Access | Dentist must be in-network | Freedom to visit dentists in or out of the network |
| Claim Forms | No claim forms to submit | Dentist or member submits forms |
| Orthodontia | Standard | Optional |
Give Your Employees Dental Plan Options
Want to learn more about pairing a DHMO with your PPO plan? Contact your broker or consultant. Or give us a call at 800.633.8575.
You can tailor our plans to meet your workforce's specific needs, helping you balance comprehensive coverage with affordability.
This unique plan design lets your employees use a portion of the shared dental and vision annual maximum towards vision coverage.