Group Voluntary Offerings

Attract, Support and Retain Employees with a Strong Benefits Package

Voluntary coverage is a great solution for rounding out a benefits package. It's a way to minimize costs and for employees to gain access to much-needed protection at competitive group rates.

The Standard offers a full spectrum of high-quality products, including many employer-paid and employee-paid basic and buy-up options.

Our robust suite of Group voluntary products includes:

  • Accident insurance2,3
  • Critical Illness insurance3
  • Hospital Indemnity insurance3
  • Short Term Disability insurance4
  • Long Term Disability insurance4
  • Life and Accidental Death and Dismemberment insurance
  • Dental insurance5
  • Vision insurance5

We believe in keeping service local and personal, which is why we still maintain our local service model even as other carriers are moving away from it. With nearly 40 employee benefits sales and service offices across the country, we can support our customers where they do business — from ensuring a seamless implementation to resolving day-to-day issues. Being local allows us to better anticipate customer needs and offer more personal attention.

We look forward to working with you to design a complete benefits package that helps protect your most valuable resource: your employees.

Contact your insurance advisor or the Employee Benefits Sales and Service office for your area at 800.633.8575


1 "Trends in Voluntary Benefits and Services Infographic," based on research by professional services company Towers Watson, August 2013,

2 This policy is a limited benefit policy that provides accident insurance only. It does not provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. Important notice — this policy does not provide coverage for sickness.

3 Products not available in all states. Critical Illness insurance is called Specified Disease insurance in the states of New York and Vermont.

4 These policies provide disability income insurance only. They do not provide basic hospital, basic medical or major medical insurance as defined by the New York Department of Financial Services.

5 These policies provide DENTAL and VISION insurance only.

Education and Enrollment

Voluntary products can help provide employees with the peace of mind that they're doing everything they can to protect themselves and their families. But the success of a voluntary benefits package hinges on the education and enrollment support behind it.

Targeted Enrollment Approach

The Standard will work with you to develop tailored enrollment strategies for your voluntary program. The goal: An effective communication campaign that helps address your corporate culture and any enrollment problems you're looking to solve.

A comprehensive enrollment campaign features materials that help employees understand and better appreciate their benefits options:

  • Customized enrollment campaign materials
  • Personalized enrollment forms and booklets
  • Online benefits education tools and materials

See a demo of the voluntary insurance decision support tool.

We can also provide:

  • Integration with benefits administration platforms
  • Online enrollment system and solutions
  • Support for on-site benefits education
    • Group meetings
    • One-on-one enrollment

Watch a video introduction to Ready EnrollTM, The Standard's online enrollment system.


6 Employee Financial Wellness Survey 10 (2014), PricewaterhouseCoopers, LLC,

Administrative Capabilities

Simplified administration is what you'll experience when you select The Standard as your one partner for virtually all your employee benefit needs beyond the medical plan.

It all centers on our processes and administration systems. They make it easy for you to manage your benefits, reconcile bills and add or remove members.

Billing is also simplified. With one bill you can make one payment for Life, AD&D, Short Term Disability, Long Term Disability, Accident, Critical Illness and Hospital Indemnity.

Plus, you'll have the convenience of online features, including:

  • Bill payment
  • Member maintenance
  • Policy documents
  • Life and Disability medical evidence and claims reports
  • Employer disability claim statement
  • Claims submission7


7 Not available for Dental or Vision insurance.