City of Los Angeles offers the opportunity to enroll in Additional Life insurance for you and your family.
You may elect Additional Life coverage in amounts of 1,2,3,4 or 5 times your Annual Earnings to a maximum of $1,000,000. Amounts over $750,000 or more than 3 times your Annual Earnings require Evidence of Insurability. You pay the full cost of your Additional Life coverage. To determine the cost of this insurance, please use the Premium Estimator.
If you are enrolled in Additional Life coverage, you may also elect Dependents Life insurance for your eligible spouse and child(ren). Spouse/domestic partner coverage cannot exceed 100% of member coverage. You pay the full cost of Additional Life coverage for your dependents.
Before enrolling please review the Additional/Dependent Life Coverage Highlights and the Life Certificate of Insurance for answers to commonly asked questions, costs, exclusions, limitations and reductions.