Albuquerque Public Schools

Life, AD&D and LTD Insurance for Eligible Employees and Dependents

Protect What Matters Most

Building a financial safety net is important. Standard Insurance Company provides Life, Accidental Death and Dismemberment (AD&D) and Long Term Disability (LTD) insurance to eligible Albuquerque Public Schools (APS) employees. By enrolling in valuable insurance coverage from Standard Insurance Company – at affordable group rates – you can close key gaps in your financial safety net.

You Can Count On The Standard

Albuquerque Public Schools trusts The Standard, and you can too. Founded in 1906, The Standard has been keeping promises for more than 100 years. We specialize in employee benefits and offer plans designed to help give you peace of mind. Doing the right thing for our customers is in our DNA. Whether you have a question or need to file a claim, we’re easy to reach and ready to help – online or on the phone.

Life and AD&D Insurance

Apply for the right amount of protection for you and your family at very competitive group rates.

Learn more >

Long Term Disability Insurance

Long Term Disability insurance helps you meet your financial commitments in the event of a covered illness or injury.

Learn more >


1 Based on Standard Insurance Company's internal data as of March 2015



To Apply for Coverage

Medical History Statements (MHS)

You must complete an Additional Life Enrollment and Change Form in the APS Employee Benefits Department before completing a Medical History Statement.

Step 1

Complete the Additional Life & Long Term Disability Enrollment and Change Form. Once completed, print, sign and date the form and return it to the APS Employee Benefits Department:

Hand Deliver: 6400 Uptown Blvd NE, Suite 115 East
Interoffice Mail: Employee Benefits Department
Fax: (505)889-4882
Email: (Provide APS Employee# on the form in place of Social Security#)

Albuquerque Public Schools
Attn: Employee Benefits Department
PO Box 25704
Albuquerque NM 87125-0704
USPS Mail:


Step 2

Complete a Medical History Statement

Note for All Applicants: Only apply once and wait for the decision before applying again


Filing an LTD Claim

Filing a Life Claim

  • Beneficiary Statement
    Submit a Beneficiary Statement along with a copy of a death certificate and any funeral assignment to your benefits department

To Apply for Benefits


Travel Assistance

Designed to respond to most medical care situations and many other emergencies you and your family may experience when you travel 100 miles or more from your home, Travel Assistance provides a wide-ranging program of information, referral, coordination and assistance services. These services include pre-trip assistance, medical assistance, emergency transportation, travel and technical assistance, legal services and medical supplies. Assistance is available 24 hours a day, 365 days a year whether you are 100 or 10,000 miles from home. For more details see the Travel Assistance Flyer in English or Spanish and simply print and carry the Travel Assistance Card from the back of the brochure to use this service.

Travel Assistance Flyers


Program Descriptions


Life Services Toolkit
Group Life insurance through your employer gives you assurance that your family will receive some financial assistance in the event of a death. But coverage under a Group Life policy from The Standard does more than help protect your family from financial hardship after a loss. We have partnered with Morneau Sheppell to offer a lineup of additional services that can make a difference now and in the future.

Online tools and services can help you create a will, make advance funeral plans and put your finances in order. After a loss, beneficiaries can consult experts by phone or in person, and obtain other helpful information online.

The Life Services Toolkit is automatically available to those insured under a Group Life insurance policy from The Standard. Recipients of an Accelerated Benefit can access services for 12 months after the date of payment. Life insurance beneficiaries1 can access services for 12 months after the date of death.

Visit the Life Services Toolkit website at with username of “assurance” for information and tools to help you make important life decisions.

For beneficiary services, please visit with username of “support” or call 800.387.5742 for assistance.

To learn more about the support tools available and the beneficiary services, please see details in the flyer English or Spanish.



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The Standard is the marketing name for StanCorp Financial Group, Inc., and its subsidiaries. StanCorp Equities, Inc., member FINRA, wholesales a group annuity contract issued by Standard Insurance Company and a mutual fund trust platform for retirement plans. Third-party administrative services are provided by Standard Retirement Services, Inc. Investment advisory services are provided by StanCorp Investment Advisers, Inc., a registered investment advisor. StanCorp Equities, Inc., Standard Insurance Company, Standard Retirement Services, Inc., and StanCorp Investment Advisers, Inc., are subsidiaries of StanCorp Financial Group, Inc., and all are Oregon corporations.