Additional Benefits at No Extra Cost

With CTA-endorsed Disability insurance, you may be eligible for additional benefits paid on top of disability benefits from The Standard. This means extra cash in your pocket if your approved claim qualifies for these benefits:

 

NEW! Summer Benefit for CTA Members1
$500 per week (maximum of $4,500) during the months of June and July for eligible members who become or continue to be Disabled with a Disability date on or after September 1, 2022.1

 

Student Loan Benefit
Active CTA members approved for a disability claim with an active student loan may be eligible for an additional benefit of up to $400 a month (for a maximum of $2,400, not to exceed the balance of the student loan).

 

Cancer Benefit
Active CTA members approved for a disability claim due to cancer may be eligible for an additional benefit of up to $400 a month (for a maximum of $2,400).

 

 

With no benefit waiting period, these extra benefits are paid directly to members on top of any other Disability benefits from The Standard. They can be used to pay for everyday expenses like student loans, rent/mortgage, or childcare.

 

1 Summer Benefit is offered by CTA to eligible members who meet the Definition of Disability with a Disability date on or after 9/1/2022 who meet additional specific criteria. Summer Benefit is only   payable during the calendar months of June and July, for up to two Benefit Years for each instance of qualifying Disability. Summer Benefit is not provided under the Voluntary Disability insurance policy. CTA provides this benefit at no extra cost and The Standard acts only as the claims administrator of this benefit.

For costs and further details of the coverage offered by Standard Insurance Company, including the exclusions, any reductions, benefit waiting periods or limitations and terms under which the policy may be continued in force, please view the sample Disability Insurance Certificate and Summary Plan Description for educators or Life Insurance Certificate and Summary Plan Description.

GP190-LTD/S399/CTA.1     GP190-LIFE/S399/CTA.3