Confirmation

Thank you for submitting your Enrollment Application Form.

You should soon receive an email with your application details for your records. If you do not receive the email, contact our CTA Customer Service Department at 800.522.0406 or email ctaservice@standard.com.

What’s Next in the Application Process
In addition to the enrollment application confirmation email, you will also receive one of the following emails:

• Your application was received and is pending review.
• Your application was successful and you’ll be enrolled in coverage. We will also include your coverage effective date.
• We need more information to process your application and will provide the steps on how to submit that information.

Your Coverage Effective Date
When your application is approved, we’ll email you with your coverage effective date. After your coverage effective date, you may cancel any other Disability insurance so you won’t have a gap in coverage.

Submitting a Medical History Statement
In certain situations, you may be required to submit a completed Medical History Statement. Some of the most common situations include:

• Applying for coverage outside of a special enrollment opportunity.   What is this?
• Applying for more than the Guarantee Issue amount of Life insurance during a special enrollment opportunity.
• Applying for more than $50,000 of Dependent Life insurance coverage for your spouse/domestic partner.
• If your chapter doesn’t reach the number of Disability insurance applications needed to qualify for waiving health questions.

We’ll email you if you need to complete the Medical History Statement.

Have Additional Questions?
Contact our dedicated CTA Customer Service Department via email at ctaservice@standard.com or by calling 800.522.0406, 7 a.m. to 6 p.m., Pacific Time, Monday through Friday.

For costs and further details of the coverage offered by Standard Insurance Company, including the exclusions, any reductions, benefit wait ing periods or limitations and terms under which the policy may be continued in force, please view the sample Disability Insurance Certificate and Summary Plan Description and/or Life Insurance Certificate and Summary Plan Description.