If you are waiting for interest rates to go up, you may be missing out!

$
%
$

5 Year Accumulated Value
required return if you waited:

1 year:
2 years:
3 years:
4 years:

When was the Focused Growth Annuity 5
crediting rate last at:

4.00% - May 2009
5.00% - March 2008

Calculator is provided to help determine the cost of waiting by delaying your savings plan. The results are estimates and The Standard does not guarantee the calculator results. This calculator is provided for general information and educational purposes only.

This information may help you explore results to analyze your financial goals and needs. It is based solely on information provided by you. The calculations do not infer that Standard Insurance Company assumes any fiduciary duty or guarantees actual results. The calculations provided should not be considered financial, legal or tax advice. Additionally, the information should not be relied upon as the sole source of information. Hypothetical examples and past performance do not guarantee or indicate future performance.

The calculator is not an illustration and its results are not to be used for illustration purposes. We encourage you to seek advice from a qualified professional regarding your financial goals and issues.