Extra Protection at Affordable Rates
Offer attractive benefits without breaking your budget.
Focus on Affordability
Group rates that can make coverage more affordable than individual plans.
No Premium for Employers
Premium is paid 100% by employees.
Rely on Simplicity
Easy administration, from enrollment through billing.
Coverage Combinations for Everyone
Help your employees achieve financial security by letting them choose the right combination of Voluntary benefits for their situation.
Life and AD&D Insurance
Offer employees and their loved ones a measure of financial protection after a loss. Life insurance can help pay for final costs, living expenses or college tuition. Accidental Death and Dismemberment insurance can help if an employee survives a serious injury as a result of an accident.
Do you already offer basic Life insurance? Some employees may want additional Life insurance as part of their strategic financial plans.
Dental and Vision Insurance
Supplemental Insurance Options
Protection for the Unexpected
Give your team the option for protection from the financial blow of an accident, serious illness or injury, or hospital stay. Employees receive direct payments to spend on anything they need — from copays and deductibles to child care and alternative therapies. Most plans even pay employees an annual benefit for health maintenance screenings.1
Pair Gold-Star Service With Easy Tools
Your employees can rely on customized tools, simple billing and easy enrollment — no matter which systems and platforms you use.
Ready EnrollTM is our advanced online enrollment system. It provides a flexible, simple and secure way to streamline enrollment and administration.
We’re flexible and easy to work with. Our services include:
- Pre-enrollment consultation with our team
- Plug-and-play self-service enrollment tools
- Online enrollment solutions — including our Ready Enroll platform and benefits administration service
- Product videos
- Partnership with an enrollment firm of your choice (Optional)
We provide customized tools — online and off — to help employees understand their benefit options, including:
- Voluntary Decision Support Tools*
- Persona-based Decision Support Tool with valuable Human Resources Analysis Report*
- Omni-channel communication campaigns
- Onsite meetings for groups of 250+ lives with at least 50 at a location*
- On-demand enrollment materials: employer-tailored posters, postcards and coverage highlights
* Based on product type. Group size and location requirements must also be met.
We offer consolidated billing with a flexible format and payment options, including:
One bill, one payment and one stop for member maintenance.
A summary of covered lives, volume and premium by product. Enrollment and member maintenance are available via a data feed. Manage STD, LTD, Life or AD&D insurance via a self-administered bill.