The Standard Launches New Individual Disability Insurance Products in Florida

Standard Insurance Company (The Standard) has announced the launch of its latest Individual Disability Insurance (IDI) products in Florida. Platinum Advantage and Platinum Advantage Guaranteed Standard Issue (GSI) provide individuals in Florida with the opportunity to maintain their quality of life after experiencing a disabling illness or injury.

“An income protection plan helps clients prepare for the unexpected loss of earnings when they become too sick or injured to work,” said Dawn McMaster, vice president of Individual Disability Insurance at The Standard. “Today’s launch of Platinum Advantage and Platinum Advantage Guaranteed Standard Issue in Florida extends a fresh approach to IDI. The two products are designed to meet the unique needs and income of each policyholder, regardless of whether coverage is purchased individually or offered by an employer.”

Platinum Advantage and Platinum Advantage GSI are the only IDI products on the market to offer the Family Care Benefit. This unique feature, included in each policy at no additional cost, pays a monthly benefit to policyholders who have a loss of earnings due to time away from work to care for a child, parent or spouse with a serious health condition.

For Florida employers, Platinum Advantage GSI can be used as a recruiting and retention tool for highly compensated employees who need coverage beyond what is provided by group long-term disability plans.

Both Platinum Advantage and Platinum Advantage GSI include strong core benefits with comprehensive definitions of disability. Based on the unique needs of the client or employer, Platinum Advantage offers enhanced flexibility through the selection of additional riders. Options include three Residual Disability Riders, a Noncancelable Policy Rider, an Own Occupation Rider, an Indexed Cost of Living Benefit Rider and a Catastrophic Disability Benefit Rider.

For more information on Platinum Advantage and its full list of features, producers can visit or talk with their general agent.

About The Standard

The Standard is a leading provider of financial products and services, including group and individual disability insurance, group life and accidental death and dismemberment insurance, group dental and vision insurance, absence management services, retirement plans products and services, individual annuities and investment advice. For more information on The Standard, visit

The Standard is a marketing name for StanCorp Financial Group, Inc. and subsidiaries. Insurance products are offered by Standard Insurance Company of 1100 SW Sixth Avenue, Portland, Oregon, in all states except New York. Product features and availability vary by state and company, and are solely the responsibility of each subsidiary. Each company is solely responsible for its own financial condition.


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