Offering a mix of benefits that provide value to all employees is an essential responsibility of brokers. It’s also a missed opportunity to not proactively inform clients of available solutions to address their executives’ heightened financial risks, including individual disability insurance as part of an executive disability plan. Adam Aschoff, regional director of Guaranteed Standard Issue Individual Disability Insurance Sales, shares more in America’s Benefit Specialists.
In the Media - Individual Disability
Some individual disability insurance policies include a family caregiving benefit that pays policyholders if they take time off work to care for a family member with a serious health condition. Patricia Lynch, regional director for IDI at The Standard, explains how caregiving benefits can reduce the financial impact of income loss and medical expenses while providing some peace of mind during an enormously stressful time.
“Advisors are uniquely positioned to help clients through times of uncertainty by offering income protection solutions, such as individual disability insurance (IDI), that guard against an unforeseeable event.” Read more about what Jeremy Horner, assistant vice president of Individual Disability Insurance at The Standard, has to say about the role of advisors, and how they should be offering solutions such as IDI to clients.
Employers can proactively address employees' needs by offering solutions to mitigate current and potential financial risks. The Standard's Adam Aschoff explains how executive disability plans featuring individual disability insurance can offer beneficial coverage for employees.
In times of uncertainty, it’s important to offer financial solutions that can help clients prepare for the unexpected. Individual disability insurance helps provide long-term income protection and support should a client become unable to work due to an unexpected illness or injury. Jeremy Horner, assistant vice president of Individual Disability Insurance at The Standard, details how IDI can help in Insurance Forums.
Are you having conversations with your clients about the importance of income protection? Jeremy Horner, assistant vice president of Individual Disability Insurance at The Standard, shares why IDI is important to discuss with clients now, as well as, who needs it and how it works in ThinkAdvisor.
Want to be a hero for clients? James Poland, regional director of individual disability insurance sales for The Standard, discusses why educating clients on the importance of DI is crucial for financial advisors in InsuranceNewsNet Magazine.
Looking to expand your client portfolio? Chris Coy, regional director of IDI sales for The Standard, discusses how to target younger generations with IDI in BenefitsPRO.
Jill Frohardt, second vice president of individual disability insurance sales at The Standard, explains how producers can shift the conversation to IDI in an easy-to-understand way in InsuranceNewsNet.
As millennials pursue higher education, start their first job, start a family or climb the corporate ladder, their need for income protection grows alongside them. Jill Frohardt, second vice president of individual disability insurance sales at The Standard, explains how to position IDI in Insurance Forums.