Long Term Disability (LTD) Insurance Options for Professional Firms
Professional LTD coverage from The Standard offers professional firms a range of product features and services tailored to their needs. Compared to a traditional plan, participants covered by Professional LTD are not subject to certain claim management features of our contract and have a generous “or” definition of disability.
The LTD plan includes:
80 percent Assisted Living Benefit for Severely Disabled Employees
Reasonable Accommodation Expense Benefit
Rehabilitation Plan Provision
Return to Work Incentive
Employee Assistance Program (groups with 15–2,500 covered employees)
Products and provisions described may not be available in all states. Specific provisions may vary by state. The products and coverages have exclusions, limitations, reductions of benefits and terms under which they may be continued in force or terminated. Please contact The Standard for additional information, including costs and complete details of coverage.
