Producer Connection is Standard Insurance Company's quarterly online newsletter for Employee Benefits producers.
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It's easy to confuse the concepts of indexing presidisability earnings and cost-of-living adjustments (COLA). Here are some tips on how to tell them apart. Click here for more...
In the wake of the subprime mortgage loan and credit crisis, interest rates have dropped to their lowest levels since 2003. So what does that mean for LTD insurance pricing? Click here for more...
Determining dental network size can be difficult because different companies use different counting methods. When should you focus on the different numbers? Click here for more...
As an employee benefits adviser you need to understand how the carriers you recommend to your clients handle SSDI referrals. Here are three questions you should ask. Click here for more...
CDA White Paper: Risking Retirement Security
The Council for Disability Awareness recently released a white paper addressing the lack of awareness of the impact an unexpected injury or illness can have on retirement savings. In "Worker Disability: A Growing Risk to Retirement Security," council President Robert Traylor says that many employers have steadily shifted costs and responsibility for financial and health planning to a workforce that does not adequately understand and plan for the risks they face.
Answers to Employment Law Questions
The U.S. Department of Labor's FirstStep Employment Law Advisor is designed to help employers determine which federal employment laws apply to their business, what recordkeeping and reporting requirements they need to comply with and which posters they need to display in their place of business. The information can also be printed as a reference guide.
LTD Claims Survey
The Council for Disability Awareness recently released its 2007 LTD Claims Survey, which includes analysis of primary LTD claims survey data from council-member companies and selected SSDI worker-disability data. Two trends that emerged from the third-annual survey were continued growth of LTD claims and a decline in the percentage of applicants for SSDI benefits who receive awards.