The management of disability claims varies greatly from one insurance company to the next. At Standard Insurance Company, our managed disability process has been carefully designed with three underlying premises in mind:

• Most people who become disabled would prefer to be leading full, productive lives.
• Disabled people need financial and emotional support.
• We can make a difference in the lives of fellow human beings who are experiencing a difficult period in their lives.

The Standard's managed disability insurance process provides sensitive, cost-effective solutions to meet the needs of individuals and employers – before and after disabilities occur.

Contact the Sales and Service Office in your area for more information about any of The Standard's disability insurance offerings.

Policy and rider provisions, and their availability, may vary by state. This information is intended only for the insurance producer and not for the general public.