In the event of a total disability The Business Equity Protector provides a source of funds for the purchase of the insured individual's ownership interest in a business. This product is designed to compliment business buy-out expense insurance and business buy-sell agreements.

Enhancements include:

• expanded availability to all occupation classes (5A, 4A, 3A, 2A, A and B)
• allowing for one or more periods of recovery within the waiting period (up to a maximum of 180 days)
• continued payments of benefits, up to the aggregate benefit limit even if the insured recovers from disability

The Business Equity Protector ensures that disabled owners are paid what they are entitled to under their business buy-sell agreement, while allowing the other owners to carry on with the business of doing business. Giving business owners peace of mind is what The Business Equity Protector is all about.

Policy and rider provisions, and their availability, may vary by state. This information is intended only for the insurance producer and not for the general public. Policy Form No. B128

For more information on The Protector Series^SM, e-mail or call (800) 992-4446.