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The Tailored Income Annuity is a single premium immediate annuity offering the ability to transition your clients from an accumulation phase to an income phase of retirement, where a safe, secure source of income is critical. Additionally, large lump sums from insurance proceeds, divorce settlements or large-ticket sales can be converted into an income-producing annuity.
Several, flexible income options are available on this contract and optional riders allow your client to add the Life Income Commutation (1) or Inflation Protection features to many of the payment options.
There are no annual contract fees. The maximum issue age is 90. $15,000 is the minimum initial premium necessary to establish the contract; $1,000,000 is the maximum initial premium allowed (however, higher amounts may be permitted with the prior home-office approval).14275-H (06/08)
Not For Use With Consumers
Products of Standard Insurance Company. Policies # SRA, SRA-B, SPDA, SPDA-IA, FPDA and SPIA. Product availability varies by state. The FGA includes an MVA. The nursing home waiver is not available in MA. The Life Income Commutation feature is not available in OR, PA, TX or WA. State specific conditions apply to the terminal condition waiver.
1 The Life Income Commutation Feature is not available in WA. The Stable Income Annuity is sold in PA, OR and TX