Watch these self-paced, interactive videos to learn about your disability insurance options and what actions you need to take, if any, to enroll.
Voluntary Long Term Disability (LTD) Insurance
Did you know that PERA and LTD have very different definitions of disability? You could be turned down for PERA benefits, but be approved for the state's Voluntary LTD benefits, and more often than not, the LTD benefits are higher.
Watch this short video to learn about the benefits included with Voluntary LTD and how to apply for coverage. (Flash; Approx. 15 minutes)
Policy number: 604726
Short Term Disability (STD) Insurance
Learn about the benefits that are included with your employer-paid STD coverage. (Flash; Approx. 15 minutes)
Policy number: 604530