Chicago, Chuck
IVR and Web Demonstration 401(k) Savings

Information presented here is current as of 07/18/2006.

The amount and availability of loans to participants is controlled by the plan's loan provisions. For specific information about the loan benefit offered by your plan, please refer to the plan's Loan Policy.

To model a loan, provide the requested information in the form below and select the "Calculate" button.

Loan Calculator
Select one of the following options:
Maximum loan amount available
Desired loan amount:
Desired payment amount:
Loan term (months):
Specify your payroll frequency:	=== Select One ===WeeklyEvery 2 WeeksTwice a MonthMonthly
What is your next pay date?
Will loan be used to purchase your principal residence? All loans with a payment period not exceeding 60 months will be treated as a regular loan and not a principal residence loan.	Yes    No

By completing the online loan application, you are verifying that you have access to a printer which can be used to print your final loan documents. If you do not have access to a printer, you may obtain a paper Loan Request form from your employer.

To request a loan on paper, print the Loan Request form, complete the required sections and send to your employer for approval.

To view online forms, you will need the Adobe Acrobat® Reader, a browser plug-in that is available free from Adobe.

If you have questions about the loan request process, contact The Standard by e-mail at savings@standard.com or call (800) 858-5420 between 7:00 a.m. and 5:00 p.m. Pacific time.