Disability Needs Estimator

To help determine your need for disability income protection, complete the form below. Fill in amounts for your monthly expenses and income and compare the two. If you depend on your regular paycheck to pay your bills, what would happen if you became sick and unable to work? Are you prepared for the unexpected? Disability insurance from Standard Insurance Company may be part of the solution.

Monthly Expenses
 Food
 Mortgage/rent
 Childcare/education
 Utilities
 (electricity, phone, etc.)
 Clothing
 Debts
 Insurance
 Taxes
 Other
 Total monthly expenses
Monthly Income
 Take home pay
 Spouse income
 Other income
 Total monthly income

You've calculated how much coverage you may need. To see how much it will cost to purchase Short Term Disability and Long Term Disability insurance, use the Premium Calculator.