You may wish to provide the following Needs Estimator on your intranet site, as a tool for your employees. Please contact PDT to acquire the link.
To help determine your need for Short Term Disability income protection, complete the worksheet below.
| 1 Please keep in mind that there may be other sources of income available to you if you become disabled, including state disability. These other benefits may reduce the Voluntary STD benefit payable by The Standard. Please be sure to review the Certificate of Insurance for a description of the disability coverage before making your decision to purchase Voluntary Short Term Disability insurance. |